PCAR Forum

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PCAR Forum

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Make sure your credit score is ready for a home purchase

PCAR Forum

 
Mortgage applications are being reviewed far more thoroughly now than in the past, and your credit score should be 680 or higher to qualify for the best interest rates.

Don’t forget the little things when buying a home

PCAR Forum

 
As you’ve already read here, conditions are ripe to become a homeowner, and it’s time to determine if you’re ready to take the leap.

Don’t let a contingency sabotage your home sale

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When you receive an offer to purchase, you are likely to focus on the price.

It’s time to embrace the ‘new’ normal of real estate

PCAR Forum

 
The question on everyone’s lips is, “When are things going to return to normal in real estate?”

Protect your home and wallet when it comes to insurance

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If you own or plan to purchase a home, then you know that insurance is not just a luxury, it’s a requirement.

With market recovery on the horizon, now’s the time to buy

PCAR Forum

 
An article appeared recently in the New York Times that beautifully illustrates the opportunities today’s real estate market offers.

When it comes to selling fast, it’s all about the price

PCAR Forum

 
When facing a mortgage default, most homeowners will try to sell their home — fast.

Avoid being bogged down in the counteroffer process

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Whether buying or selling a home, the offer to purchase is the starting point for making the sale go through.

Know your options when shopping for a home loan

PCAR Forum

 
If any of your friends or family have recently applied for a home loan, you’ve probably heard that lenders are nervous, with tough new rules and demands for stacks of paperwork.

There’s several ways to make sure you’re not overpaying for a home

PCAR Forum

 
If you’ve found the right home, how can you be certain you aren’t paying too much?

Get approved first before starting the house hunt

PCAR Forum

 
Now that we’ve experienced the fallout from the subprime lending disaster, there is no longer such a thing as “easy money.”

Get a pre-inspection before offering on that long-empty house

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If you’re planning to go bargain hunting, you’re likely to come face to face with a special challenge — the long-vacant home.

Foreclosure can happen to anyone, and there’s help to fight it

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Yes, it’s true, many lenders in recent years have written subprime mortgages that could only be expected to default.

Taking the plunge into homeownership

PCAR Forum

 
Are you looking for some good reasons to take the plunge into homeownership? Certainly, there are many, but here are a few to chew on before you call a Realtor and begin your search.