Buyers and owners find their own holiday blessings

Buyers and owners find their own holiday blessings
Home $$$s and Sense
Date Published: December 31, 2009

Dear Sue,
The bank just accepted an offer that my son and daughter-in-law submitted.
The property, located in Auburn Lake Trails, has everything they wished for — three bedrooms, two baths and it sits on more than an acre. There’s plenty of room for the kids. It even has an attached two-car garage.
The best part is the price — $155,000.
That’s not all. They qualify for the first-time buyer tax credit. At the end of the day they will pay less than $150,000.
Who says that there’s no Santa?
~Delighted Dad

Dear Dad,

Your son and daughter-in-law looked for and found an opportunity in these tough economic times.
What a gift!

Dear Sue,
Yahoo!
We just got our loan modification after one full year of working with Wells Fargo.
We started the paperwork when we knew that our income would be going down because my husband is in construction.
The bank just reduced our loan payment from $2,400 per month to $1,900. It is definitely a payment we can afford. I started crying when I opened the letter.
It took a profit and loss statement, hardship letter and perseverance.
Two special women, Kelly and Sandy, gave us special guidance through the entire process. I want to thank my network of friends. I couldn’t have done it without them.
This is truly a wonderful life.
Through all of the difficulty, we managed to hold onto our gratitude and be thankful for everything we have.
We weren’t in the 49 Fire, our family stayed healthy and strong. When there was only peanut butter and jelly in our cupboard we sang and danced.
Merry Christmas to us.

Sue Thompson is owner and sales manager of HomeTown Realtors in Auburn. She can be reached at seesue@seehometown.com, or on the Web at homedollarsandsense.com.